FAQ

• What is ADVICE?
  
• How can I access ADVICE?
  
• How much does online ADVICE cost?
  
• For which markets and shares can I receive advice?
  
• On what does Keytrade Bank base its recommendations?
  
• What is the “allocation model” and what is it made of?
  
• Why doesn’t the “allocation model” contain individual shares?
  
• Is the “allocation model” regularly updated?
  
• Will all of my shares within my portfolio be followed?
  
• What sort of recommendations does ADVICE give?
  
• Can I use ADVICE for virtual portfolios?
  
• Motivation and quantity are always specified for all buy advices. Why?
  

  Each buy advice is motivated. Click on ‘more’ and you will know the reason.
  Three reasons are detailed:

  • The buy of this share improves the investment allocation of your portfolio in terms of sector and geographic diversity. This is illustrated with the help of a diagram.
  • The share responds to several important criteria of your investment profile. These criteria are listed.
  • The share is one of the best performing shares out of a geographic and sector zone. This is illustrated with the help of a Star Diagram.
  
  It is also notified how many shares you can buy without endangering your portfolio’s balance. A distinction is made between:
  
  - a buy without cash input: this means the buy can be made by selling shares or other financial instruments out of your portfolio. The value of your equity portfolio remains the same. - a buy with cash input: this means the buy can be made by bringing additional cash. After the buy, your portfolio value will have risen.

• How can I modify my investment profile?
  
• How often is my portfolio verified by ADVICE?
  
• Is ADVICE fully automatic?
  
• Is the quality of the recommendations as good as the recommendations I would get from a financial adviser?
  
• I followed the recommendations closely, but my global portfolio has diminished in value!
  
• What happens if I do not follow the advices?
  
• When will I receive my first recommendation?
  
• I have Royal Dutch shares. When I screen this share, ADVICE indicates that Royal Dutch is not recommended as worthy to buy (Hold). Do I have to sell this share then?